We built Purchy because we kept losing money to things we forgot.
Returns we missed by a day. Trials we swore we'd cancel. Subscriptions we hadn't opened in months. Paydays we spent before they arrived. Small leaks, every month, that no app was actually watching.
The shape of the leak
The average American household loses around $1,200 a year to forgotten subscriptions, missed return windows, and charges nobody budgeted for. Some of that is laziness. Most of it is structural — retailers and SaaS companies design windows you'll forget about, because forgetting is profitable for them.
Banking apps tell you what you spent. Budgeting apps tell you to spend less. Neither tells you that the chair you bought last week has five days left on its return window, or what is actually left to spend before payday.
Why a bird
Purchy is a small AI agent shaped like a watchful bird. Birds keep watch — they perch, they look, they call out when something matters. The metaphor is the product: Purchy watches your charges overnight and wakes you with one summary of what to handle.
Not a dashboard. Not a leaderboard. Not a streak. A page, every morning, with the actions worth taking before the windows close.
What we don't do
- We don't sell data. Receipts are read read-only and stored encrypted. Purchy never sees the rest of your inbox or your card history beyond what's needed to track charges.
- We don't gamify. No streaks, no badges, no "you've been a Purchy power user for 30 days" emails. The product's job is to save you money, not your attention.
- We don't notify for the sake of notifying. One morning summary, plus alerts only when there's a deadline you'd otherwise miss.
Who we are
Purchy is built by Dynamic Dev Solutions LLC. A small team that got tired of losing money to the same patterns over and over, and decided to build the watcher we wanted for ourselves.
Purchy is live on the App Store and on Google Play.