Terms of Service | Purchy

These Terms of Service ("Terms") govern your use of the Purchy mobile application and website (the "Service") operated by Dynamic Dev Solutions LLC ("we," "our," or "us"). By accessing or using the Service, you agree to be bound by these Terms.

1. Use of the Service

Purchy provides receipt tracking, return deadline alerts, price monitoring, and related purchase management tools. You must be at least 13 years old to use the Service. By using Purchy, you represent that you meet this age requirement.

You agree to:

Provide accurate and complete information when creating an account
Maintain the security of your account credentials
Use the Service only for lawful purposes and in accordance with these Terms
Not attempt to gain unauthorized access to any part of the Service

2. Acceptable Use

You agree not to:

Use the Service for any illegal or unauthorized purpose
Upload or transmit viruses, malware, or other malicious code
Attempt to reverse engineer, decompile, or disassemble the Service
Scrape, crawl, or use automated means to access the Service without permission
Interfere with or disrupt the Service or its infrastructure
Impersonate any person or entity
Use the Service to infringe on the rights of others

3. Accounts and Authentication

You may create an account using email or Google OAuth. You are responsible for all activity that occurs under your account. If you connect your Gmail account, you authorize us to access receipt and order confirmation emails as described in our Privacy Policy.

You may disconnect Gmail access or delete your account at any time through the app settings or by contacting us.

4. Subscriptions and Payments

Purchy may offer free and paid subscription tiers. Paid subscriptions are processed through RevenueCat and the applicable app store (Apple App Store or Google Play). Subscription terms, pricing, and billing cycles are presented at the time of purchase.

Subscriptions automatically renew unless canceled before the end of the current billing period. Refunds are subject to the policies of the applicable app store.

5. Intellectual Property

The Service, including its design, features, code, content, trademarks, and logos, is owned by Dynamic Dev Solutions LLC and is protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works based on the Service without our prior written consent.

You retain ownership of any data you submit to the Service (such as receipt images and purchase information). By using the Service, you grant us a limited license to process and store your data solely to provide the Service to you.

6. AI-Powered Features

Purchy uses artificial intelligence to extract data from receipts, categorize purchases, and provide insights. While we strive for accuracy, AI-generated information may contain errors. You should verify important details (such as return deadlines and warranty dates) independently. We are not responsible for decisions made based on AI-generated data.

7. Disclaimers

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not guarantee that the Service will be uninterrupted, error-free, or secure. We do not warrant the accuracy or completeness of any data extracted from receipts or emails. Return policies, warranty terms, and pricing are set by retailers — Purchy provides reminders but is not responsible for retailer policies.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, DYNAMIC DEV SOLUTIONS LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR GOODWILL, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE.

OUR TOTAL LIABILITY FOR ANY CLAIMS ARISING FROM OR RELATED TO THE SERVICE SHALL NOT EXCEED THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR $100, WHICHEVER IS GREATER.

9. Indemnification

You agree to indemnify and hold harmless Dynamic Dev Solutions LLC and its officers, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorney's fees) arising from your use of the Service or violation of these Terms.

10. Termination

We may suspend or terminate your access to the Service at any time, with or without cause, and with or without notice. You may stop using the Service and delete your account at any time.

Upon termination, your right to use the Service ceases immediately. Sections that by their nature should survive termination (including disclaimers, limitation of liability, and indemnification) will continue to apply.

11. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms in the app or sending a notification. Your continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

12. Governing Law

These Terms are governed by the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising from these Terms or the Service shall be resolved in the courts located in New York.

13. Contact Us

If you have questions about these Terms, contact us at:

Dynamic Dev Solutions LLC
Email: services@purchy.app