I
§ 01 · The Watchlist
Retailers profit from
your forgetting.
A return window closes at midnight. A trial bills tomorrow. Payday is nine days out and Tuesday already spent it. Four kinds of money that quietly leave — because no one is watching.
I am.
I am.
I
Returns
Return windows that close
I track the deadline on every refundable charge and ping you 7, 3, and 1 days before it closes — not the morning of.
7 · 3 · 1
day alerts before closeII
Daily budget
Money spent before payday
I read your bank, subtract every charge due before payday, and divide by the days left. One number each morning — before you swipe, not after.
1
number, refreshed every morningIII
Renewals
Trials and subscriptions you forgot
I track every recurring charge. The night before it bills, I hand you the cancel link with your usage stats — so the choice is easy.
$17.99
avg charge caughtIV
Warranties
Coverage that quietly expires
I keep every warranty calendar. When something breaks before coverage ends, I help you file the claim while it still costs nothing.
92%
of warranties expire unused§ 02 · Meet Purchy
Always watching
Reads every charge as it lands
Calm by default
One summary, not a hundred pings
Reads your inbox
Receipts file themselves automatically
Money recovered
Every dollar Purchy gets back to you
I'm Purchy. I read everything you buy —
and I don't let anything slip.
Most apps want your attention. I want to give yours back.
I read the receipts already in your inbox and your card statements. I track every return window and renewal — and what's left to spend before payday. When you can act on one, I send a single morning summary — not a notification every hour.
No streaks. No badges. No dashboards. Just the page you need.
I read the receipts already in your inbox and your card statements. I track every return window and renewal — and what's left to spend before payday. When you can act on one, I send a single morning summary — not a notification every hour.
No streaks. No badges. No dashboards. Just the page you need.
1
morning summary / day0
ads, ever24/7
always watching§ 04 · Dispatches
Quiet, until it matters.
No badges, no streaks, no notifications for the sake of notifications. Purchy only messages you when money is on the line — a return about to lapse, a price that just dropped, a charge that doesn't belong.
6
avg alerts per day0
streaks, badges, or tricks100%
silenceable in one tap
§ 05 · The Morning Edition
One page,
every morning at 7am.
One page. Filed at sunrise. Never on weekends unless something can't wait.
§ 06 · How it works
You connect once.I do the watching.
1
ConnectConnect Gmail and your cards.
Read-only access via Plaid (banks) and OAuth (Gmail). Receipts already in your inbox file themselves within minutes.
2
I watchI read every charge as it lands.
Return windows, recurring trials, warranty dates, price changes. All tracked overnight, in the background.
3
You wakeOne morning briefing — your returns, renewals, and anything worth acting on.
Only the things that need your attention today. Cancel, return, or claim — three taps each and you're done.
From the App Store
“This app is insane! In a few seconds it saved me so much money, this is crazy. Thanks Purchy!”
— kezdetphia, App Store
“I’ve always struggled with tracking subscriptions, knowing when to cancel free trials, and in general personal finances. This app solves that by giving new an easy plug-n-play to gather valuable information about my expenses so that I can act quickly and save money. I love the AI chat intelligence in it too.”
— Citizen 89, App Store
★★★★★ Rated 5 stars on the App Store
§ 07 · By the numbers
0+
retailers parsed
Major chains and most receipt formats
0/7
continuous watch
Renewals fire at any hour. So does Purchy.
0s
to add a paper receipt
Photograph it. Purchy parses the rest.
§ 08 · Pricing
One plan.
Pay if it works.
Free to download. One price for Pro — monthly or annual. Cancel any time from your Apple Account.
Purchy · The Watch
$99.99
/ year
About $8.33/mo, billed once.
- ·Unlimited inboxes & connected cards
- ·Return + renewal + daily-budget watch
- ·One morning edition, daily
- ·Cancel anytime
§ 09 · From early users
“I asked it what I could still return. It listed four things I had forgotten.”
“It found a Hulu trial I forgot about in 2023. Two years of $17.99.”
“The morning page is the only finance notification I have ever opted into twice.”
▸ Quotes shown are placeholder text awaiting verified attribution
§ 10 · Questions
Common questions.
§ 11 · From the blog
Know your rights as a shopper.
Consumer Rights· Sep 17, 2026· 26 min read
Canceled Subscription Still Charging You? 2026 Fix
Canceled a subscription but still being charged? The 9 reasons it happens, the Visa dispute rule that changed on April 18, 2026, and the exact steps to stop it.
By Purchy Editorial
Money Tips· Sep 15, 2026
Why a Daily Budget Works: The Purchy Paradigm
A daily budget answers the question a bank balance can't. Here is the arithmetic behind the Purchy Paradigm, why it needs no memory, and where it falls down.
By Purchy Editorial · 10 min read
Consumer Rights· Sep 12, 2026
How Long Do Pending Charges Take to Clear in 2026?
How long do pending charges take to clear? The Visa and Mastercard rules behind gas, hotel, rental and restaurant holds in 2026 — and how to get one released.
By Purchy Editorial · 25 min read